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Records Search with Risk Assessment

Records Search with Risk Assessment

What is Records Search with Risk Assessment? Also known as RSRA.

  • An environmental screen of a Property for potential risk
  • The RSRA is often referred to as “ Desktop Environmental Screening”
  • Target Property
  • Adjoining/Abutting Property(ies)
  • SBA requirement for 7a and 504 loans over $150,000
  • SBA 50 10 5(j) : Lender and Development Company Loan Programs Standard Operating Procedure
  • Non-environmental sensitive properties (North American Industry Classification System (NAICS))
  • Private lenders adopting as requirements
  • To protect the interests of all parties.

RSRA Goal and Objectives

  • Help lenders protect the interests of all parties
  • Financially
  • Clients investment
  • Identifies risk
  • “Low Risk”
  • “Elevated Risk”
  • Quick report turn-around
  • 2-3 days

Pros and Cons of RSRA

Phase I ESA

+ Does release landowner/lender liability (ILO)⁺A Technically exhaustive report
+ Physical site visit
+ All Appropriate Inquiry (AAI Rule)
+ The assessing firm must meet qualifications (EPA/ASTM/SBA)
– The long wait for reports (7 – 14 days)
– Expensive ($2,100+)
– Can be hard to understand
– Assessing firm must meet qualifications (EPA/ASTM/SBA)

Record Search with Risk Assessment (RSRA)

+ Reduces landowner/lender liability (ILO) Risk
+ Quick reports 2-3 days
+ Easy to understand
+ SBA Requirements met
+ Less expensive (750+)
– No physical site visit₋Does not release landowner/lender liability (ILO)
– Limited screen

Transaction Screen Assessment (TSA)

+ Physical site visit
+ All Appropriate Inquiry (AAI Rule)
+ Reduces landowner/lender liability (ILO) Risk
– Long wait for reports (10 + days)₋Expensive ($1,600+)
– Can be hard to understand₋Assessing firm must meet qualifications (EPA/ASTM/SBA)
– Does not release landowner/lender liability (ILO)
– Limited Phase I ESA

Types of commercial facilities we have inspected:

  • Office Buildings
  • Apartment and Multi-Family Buildings
  • Strip Malls
  • Motels/Hotels
  • Car Dealerships
  • Government Buildings
  • Industrial Buildings
  • Multi-Use Buildings
  • Churches
  • Restaurants
  • Warehouses
  • Retail Stores
  • And more…

We also offer the following commercial inspection services:

  • Phase I Environmental Site Assessmentwe follow ASTM Standard E 1527-05 & -13, includes Vapor Encroachment ASTM Standard E 2600-10.
  • Transaction Screen Assessment, we follow ASTM Standard E 1528-06
  • Records Search with Risk Assessment (RSRA).
  • Property Preservation Field Inspections
  • Construction Bank Draw Inspections.
  • Budget Review Analysis
  • Radon in Air Testing
  • Building Permit Review
  • Cost Estimates Of Repairs Required
  • Water Quality Testing
  • Lead Paint Testing
  • Septic Inspection
Learn More About Phase I Environmental Site Assessments
Learn More About Construction Bank Draw Inspections

Sample Reports

Click on one of our sample reports below to view them.

Check Out Our Commercial Service Areas


New Hampshire





What do our customers say about us?

I was very pleased with the building inspection performed by Steve Mangekian of Alpha Inspections. I needed a company to perform an inspection on the commercial property we are purchasing, and Steve did a very thorough job, for a fair price. I’d recommend Alpha Inspections to anyone needing a home or commercial building inspection.

Robin D. Gelinas

I contacted Alpha for an inspection on a commercial building I was looking to buy. I was nervous about the process, Steve and Tom made me feel like I was in good hands. They pointed out the good, the bad, and the ugly. Some of the issues they noticed saved me thousands of dollars off asking price. I would recommend Alpha Building Inspections to anyone looking at residential or commercial property. Professional and educated in all facets of construction, Alpha helped my growing business take the next step.

Keegan D.

I had the opportunity to meet with Steve Mangekian recently when he inspected a commercial real estate building for me. I was immediately impressed by his professionalism and his knowledge. He spent a significant amount of time inspecting the building from top to bottom. He discussed some of his findings with me in person and had a written report in my hands within 24 hours, impressive! Thanks Steve for a great job. Well worth the fee that I paid to Alpha.

Dr David Caban

Get a Commercial Inspection Quote Today.